

Most leaks start at a seam or an opening, not in the middle of the shingles. This page shows where water gets in, how to limit the damage while it drips, and when a repair stops being worth the money.
A stain on the ceiling almost never sits directly under the hole that made it. Water gets past the roofing, runs down the deck or along a rafter, and shows up wherever it finally drips. So we follow a leak back to the place it enters, instead of smearing sealant on whatever looks suspicious near the stain.
Most repairs in greater St. Louis come back to a short list of spots: the rubber boots around plumbing vents, the metal at chimneys and walls, valleys, skylights, and shingles that wind has lifted. Below is how each one fails, what to do while water is coming in, how emergency tarping fits in, how a leak gets traced, what winter adds, and how to tell a repairable roof from one that is finished.
The Department of Energy's Building America guidance calls every vent, flue, chimney and skylight a weak spot in the roof's water control layer. ARMA, the asphalt shingle industry's association, tells owners to check the flashing points hardest, because that is where a roof is weakest. Repairs end up in the same places:
When water is coming in and the permanent fix cannot happen today, the job is to stop more damage first. That is what our emergency tarping is for: keeping the next rain out of the house while the repair is scheduled, the adjuster comes out, or the materials arrive. A tarp buys time. It is not the repair, and it should come off once the real fix is in.
There is also a money reason to tarp quickly. Missouri's insurance department says a hole in a roof should be covered with a tarp or other material, and that damage a homeowner could have prevented this way will likely not be covered. Keep the receipt with the rest of your claim paperwork.
Two state rules touch emergency work. In Missouri, if your insurer denies a claim and you cancel the contractor's contract under RSMo 407.725, the contractor can still be paid the reasonable value of emergency services you acknowledged in writing as necessary. In Illinois, the roofing license law reserves roof repair and maintenance for licensed contractors (225 ILCS 335, Section 9).
Finding the entry point is most of a repair. The work usually starts inside. ARMA suggests looking at the underside of the roof deck from the attic, paying closest attention around every flashing, for stains or wet wood. Then the roof itself: the shingles and metal uphill of the stain, the boots, the nails, the valley above it.
When the leak shows up matters as much as where. A leak that only appears in wind-driven rain from one direction often points to a wall or chimney joint on that side. One that drips in every storm more often means a split boot or an open seam. And a damp spot that appears in cold weather with no rain at all may not be a leak: ARMA notes that in cooler climates, stains in an attic can come from condensation caused by poor ventilation, with moist house air condensing on the cold deck and nails. That problem is fixed in the attic, not on the shingles; the roof ventilation page explains it.

An ice dam starts with a warm roof deck under snow, usually warmed by house heat leaking into the attic. The snow melts, the water runs down to the cold overhang and freezes, and the ridge of ice holds back the next melt, which can work up under the shingles. The Department of Energy's Building America guidance adds that dams also form in valleys and around chimneys, where the deck runs warmer.
They are less common here than farther north. That same DOE guidance treats ice dams as likely where the ground snow load tops 30 pounds per square foot; the St. Louis design figure is 20 (see the roofing code guide), and Lambert airport averages 16.6 inches of snow a year in NOAA's 1991-2020 normals. In line with that, neither St. Peters' design table nor St. Louis County's checklist requires an ice barrier. But a house that leaks heat through recessed lights, an attic hatch or ducts in the attic can still dam its eaves after a heavy snow. The lasting fix is air sealing, insulation and ventilation, and a winter leak is often the first sign the attic needs work.
A repair is the right call when the damage is in one place and the rest of the roof is sound: one boot, one chimney, a few wind-lifted shingles. It stops making sense when you are paying to chase leaks in several places at once, when the deck is soft in more than one spot, when shingles are curling or shedding granules across every slope, or when the roof is close to the roughly 25-year useful life Missouri's insurance department describes. A patch on an older roof also rarely matches the color of the weathered shingles around it.
Permits can tip the decision. In St. Louis City, a like-material job needs no permit until more than a quarter of the sheathing gets replaced, and St. Louis County's checklist draws the same 25% line. On the Illinois side, the roofing license law requires a licensed contractor for any repair, and the written contract must state the approximate cost based on the damage known when you sign.
If you are on the fence, a free roof inspection gives you photos of every slope and a straight answer. If replacement is the answer, the roof replacement page covers what comes next.
We do not publish a price list for repairs, because the same leak can cost very different amounts to fix. What moves the number:
Either way, you get the inspection photos and one written price before any work starts.
Because water travels before it drips. It gets under the roofing, runs down the deck or along a rafter, and soaks through wherever it finally collects. That is why a repair should start at the entry point uphill of the stain, often at a boot, a flashing or a valley, rather than at the spot on the ceiling.
If a storm or a falling limb caused it, yes, and soon. Missouri's insurance department advises making temporary repairs such as a tarp, keeping the receipts, and waiting on permanent repairs until the insurer has inspected. A leak from a worn-out part is a different conversation, so ask your agent how your policy treats it.
Yes. Shingle sealant needs warm sun to bond, so Owens Corning's instructions call for hand-sealing perimeter shingles with asphalt cement when installing below 40 degrees, and its warranty notes that shingles laid in cool weather may not seal until it warms up. Cold-weather shingle work simply gets that extra step.
Usually not for small work. St. Louis City asks for none when the material matches and 25 percent or less of the sheathing is replaced, and St. Louis County uses the same sheathing line. Rules vary by city, so we check before we start. In Illinois, any roof repair for pay must be done by a licensed roofing contractor.
Usually not. Owens Corning's standard shingle warranty, for example, excludes parts it did not make, naming flashing, fasteners and pipe boots, and lists leaks through pipe boots among the conditions it does not cover. Shingle warranties are about defects in the shingles, so a failed boot is a repair you pay for.
Legally, yes: Illinois's license law does not require a license for work on your own property, and Missouri has no state roofing license at all. Practically, the Asphalt Roofing Manufacturers Association advises property owners never to climb onto a roof. Look from the ground with binoculars and leave the climbing to someone with fall protection.
Roof repair across greater St. Louis, from the city and St. Louis County out to St. Charles, Jefferson and Franklin Counties and across the river into the Metro East. Each city has its own page with the permit rule and code edition that apply there:
Sources: U.S. DOE Building America Solution Center, Flashing of Penetrations in Existing Roofs · U.S. DOE Building America Solution Center, Chimneys Connected to Roof Structure (flashing, cricket) · U.S. DOE Building America Solution Center, Construct Roofs and Attics for Ice Dam Prevention · Asphalt Roofing Manufacturers Association, Spring Roof Inspection a Must for Property Owners · Owens Corning, Standard Product Limited Lifetime Warranty, Pub. 10023873 (exclusions, thermal sealing) · Owens Corning, Duration STORM and FLEX installation instructions (cold-weather hand sealing) · Ready.gov, Floods (electrical safety around water) · Missouri Department of Commerce and Insurance, Resources for Severe Weather Victims · Missouri Department of Commerce and Insurance, Raising the Roof on Insurance Coverage · St. Louis County Public Works, Residential Re-Roofing Checklist and Guide · City of St. Louis, residential permit criteria · City of St. Peters, Building Code Guide (snow load, ice barrier line) · NOAA NCEI 1991-2020 climate normals, St. Louis Lambert International Airport (USW00013994) · Missouri Revised Statutes 407.725 · Illinois Roofing Industry Licensing Act, 225 ILCS 335 (Sections 5.5, 9, 11). Codes, programs and prices change; confirm the current rule with your city before you rely on it.

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